GANPATI FINANCE

We deal in all types of loans since 2016

PMMY Loan

Need funds for your personal needs? Ganpati Finance offers personal loans ranging from ₹50,000 to ₹10,00,000* with competitive interest rates starting at 7% per annum*. Choose repayment tenures from 12 to 120 months with flexible EMI options.

Apply now and move forward with confidence. *T&C Apply.

Assess your needs and eligibility

Determine the loan amount and purpose, such as expansion, equipment, or working capital.
Check the eligibility criteria for the type of loan you need, noting age and business history requirements.
Consult your business plan to understand what you need the funds for and how you'll repay the loan.

Develop a business plan: Create a comprehensive plan that includes your business objectives, financial needs, and repayment capacity. Gather documents: Collect your identity proof (Aadhaar, PAN, Voter's ID), address proof, business documents (if applicable), and passport-sized photographs. For loans above ₹2 lakhs, you may also need financial statements and projected balance sheets. Check eligibility: Ensure you meet the eligibility criteria for the loan categories: Shishu (up to ₹50,000), Kishore (₹50,001 to ₹5 lakhs), or Tarun (₹5 lakhs to ₹10 lakhs).

PMEGP Loan

Mudra Loan

About Ganpati Finance

At Ganpati Finance, we believe that financial support should be fast, fair, and accessible to everyone — anytime, anywhere. Founded with a mission to simplify lending, we provide instant personal loans to individuals who need funds without the hassles of paperwork, long queues, or complex terms. With a technology-first approach and a customer-first mindset, Ganpati Finance offers quick disbursal, flexible EMIs, and complete transparency. Whether it's a family wedding, a medical emergency, a travel plan, or a home renovation, Ganpati Finance is here to back you when it matters most. We don’t just offer loans — we build financial confidence.

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Our Services

Expert guidance on personal and business loans.

Personal Loans

Personal loans allow you to borrow a fixed amount of money and pay it back over a certain period. Lenders may also refer to them as long-term financing plans, instalment loans and consumer loans. You must pay back the full amount, including interest and any applicable fees.

Business Loans

Gather documents: Prepare financial statements, tax returns, and business licenses. Choose a lender: Research banks, NBFCs, or online lenders. Submit application: Complete the application form and provide required documents. Undergo verification: Lenders will verify your financial information

Key Steps for Easy Loan Approval

Check Your Credit Score: A good credit score (typically 685 or above, ideally 750+) is a primary factor for easy approval and better interest rates. Check your score beforehand to know where you stand.
Assess Your Eligibility and Repayment Capacity: Use an online personal loan eligibility calculator to determine how much you can afford to borrow and repay comfortably. Ensure your debt-to-income ratio (total monthly debt payments relative to your gross monthly income) is low, ideally below 40%.
Gather Necessary Documentation: Having all documents ready will prevent delays in processing.
- Proof of Identity/Address: Government-issued ID (e.g., driver's license, passport, Aadhaar/PAN card).
- Income Proof: Latest salary slips, bank statements (typically the last 3-6 months), and potentially tax returns.
- Employment Proof: Employee ID card or a certificate of employment.